One short email every Monday. What mortgage rates, home prices and Florida rules are doing, and what it means for the value of what you own. Plain words. No jargon.
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For most families, the home is the biggest thing they own. Rates move. Prices move. Florida rules change. The headlines are loud and rarely tell you what any of it means for you.
Where mortgage rates are, where prices are heading in Miami-Dade, and how many homes are for sale.
New Florida laws, insurance and tax changes that can touch your bill or your home's value. You hear it from me first.
I read the headlines so you do not have to. You get the short version and why it matters.
Short paragraphs. Real numbers, each with its source. This is from the report for the week of November 2, 2026.
It raises the homestead exemption on non school property taxes from up to $50,000 today to $150,000 in 2027, then $250,000 in 2028.
To qualify, a homeowner has to establish Florida residency by December 31, 2026.
Nothing is locked in yet. The governor plans a special session to set the rules.
The takeaway that week: two markets wearing one label. Single family homes are tight. Condos have room to negotiate.
The one thing that mattered most this week, and what it means for you.
Mortgage rates, jobs, inventory, insurance and local sales, in a few short lines each.
The handful of figures worth knowing, each one with its source.
One honest paragraph on what it all adds up to for a homeowner in Miami-Dade today.
Every number has a source. I open the source and confirm the figure, the date and who said it.
Quiet weeks say so. If there is little to report, I tell you instead of filling the email.
No guesses dressed up as facts. I tell you what economists are watching. You decide what to do.
Yes. It costs nothing and there is nothing to buy.
No. Most readers just own a home and like to know what is going on. If you ever want to talk about your home, I am a call away, with no pressure.
One every Monday morning. In your first two weeks you may also get a couple of short welcome notes from me.
No. Your email stays with me. I use it to send you this report and to answer your replies.
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I am a licensed Real Estate Broker in Florida, working in Miami-Dade. I started this report because I do not want any homeowner to hear something about their market from somebody else first.
I read every reply. That's the way it is!
Two minutes of reading. A clearer picture of your biggest investment.
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